he Deputy Chairman of the FSC, Head of Social Insurance Division set the minimum return rate of the supplementary pension funds for the period from 01.01.2003 to 31.12.2004. The minimum return rate is 6.62% for the occupational pension funds and 6.73% for the universal pension funds. For the 2-year period from 01.01.2003 to 31.12.2004 mandatory pension funds had a higher than the minimum announced return rate. Neither of the funds had more than the average weighted return rate limit at which  a reserve is set aside in the pension fund to guarantee the minimum profitability